Most budget apps for Android make you choose: pay a subscription, connect a bank account, or get by with crippled features. CashVi is built differently. It's a free personal finance app that gives you expense tracking, budgeting, net worth monitoring, debt management, savings goals, and recurring bills — completely free, with no account required and no internet connection needed.
Your financial data stays on your device. No cloud sync, no server, no sign-up. Just open the app and start tracking.
Track your full financial picture — net worth included
Most expense trackers show you where you spent money this month. CashVi shows you your actual financial position: real-time net worth calculated automatically from all your accounts minus all your debts, updated every time you log a transaction.
Add any type of account — checking, savings, credit card, cash, investment, or loan — each with its own currency if you hold money in multiple currencies. The dashboard shows income, expenses, and spending progress for the current month at a glance, so you always know where you stand.
Log expenses and income in seconds
The faster an expense tracker is to use, the more likely you are to actually use it. CashVi is designed for speed: tap to log an expense, pick a category, enter the amount, done. Transfers between accounts work the same way.
- Search and filter transactions by category or account
- Export your full transaction history to CSV for Excel or Google Sheets
- 16 built-in categories for expenses and income, translated to your language
- Create unlimited custom categories and subcategories
Budgets that actually track spending
Set monthly or yearly budgets by category and CashVi tracks your spending against them in real time. Visual alerts show when you're getting close to a limit — before you go over, not after. No manual recalculation.
The built-in debt payoff calculator is useful for anyone managing a loan or credit card balance: enter the balance, interest rate, and either the monthly payment or your target payoff date, and the calculator shows you the other number. Useful for making real decisions about extra payments.
Savings goals with progress tracking
Create savings goals with a target amount and deadline. Add funds any time and watch the progress bar move. CashVi keeps your next 3 upcoming goals visible on the dashboard so they stay in view alongside your daily spending. Whether you're saving for a trip, an emergency fund, or a purchase, the goal tracker makes the target concrete.
Recurring bills — and reminders before they're due
Schedule recurring bills and income with 8 frequency options: daily, weekly, biweekly, monthly, bimonthly, quarterly, biannually, or yearly. CashVi shows automatic reminders for any bill due in the next 7 days, so you're never caught off guard by a payment you forgot to log.
Reports: see where your money actually goes
The reports section shows income vs. expenses as a chart with a 6-month trend, plus spending broken down by category. View by month, 3 months, this year, or last year. The category breakdown makes it easy to spot where spending is higher than you realized — the usual suspects being food delivery, subscriptions, and entertainment.
Export and backup your data
Your financial data is yours. CashVi lets you export your entire transaction history to CSV at any time — ready to open in Excel, Google Sheets, or any spreadsheet tool. For full backups, export and restore the complete database as a JSON file. No vendor lock-in.
100% offline — your data never leaves your device
CashVi requires no internet connection to use. No bank connection, no cloud sync, no account. Every transaction, every budget, every goal stays on your Android phone. This is the right choice for anyone who doesn't want to hand financial data to a third-party server — and for anyone in an area with unreliable connectivity.
Available in 17 languages including English, Spanish, French, Portuguese, German, Italian, Japanese, Chinese, Arabic, Russian, Korean, Turkish, Hindi, Dutch, Indonesian, Polish and Swedish — auto-detected on install.
Frequently asked questions
Is CashVi really free with no subscription?
Yes. CashVi is free to use, supported by optional ads. There is no subscription, no monthly fee, and no in-app purchases required to access any feature.
Does the app connect to my bank account?
No. CashVi is fully manual and offline. You log your own transactions. This is deliberate — your financial credentials never touch the app.
Can I use multiple currencies?
Yes. Each account can have its own currency, so you can track accounts in different countries or currencies simultaneously.
Can I export my data?
Yes. Export your transaction history to CSV at any time, or back up the entire database as a JSON file that you can restore later.
Does it work without internet?
Yes. CashVi is 100% offline. Every feature works without a data connection.
Free, supported by ads
CashVi is free with no subscriptions, no hidden fees, and no in-app purchases. It is supported by optional ads shown within the app.
